The Money Discussion - Living Together

by Jack
(UK)

I was wondering if you could help me with a discussion me and my partner are having.


She has recently moved in with me. I have owned the house for 9 years and have 40k equity.

Her full time job pays 40% of our combined monthly income after tax and my job pays 60%.

We had agreed to split all expenses 40/60 because of this - mortgage, utility bills, food, holidays etc.

She has recently questioned whether she should pay 40% of the monthly mortgage payments.

Her point of view is that she shouldn't contribute to the mortgage as it is in my name and if anything were to happen she'd have no claim.

My point of view is that if she lived elsewhere she would be paying much more for rent and that the contribution is fair.

Do you know of any solutions or where to find good advice on this subject?

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